Peter: Okay, okay, therefore question that is final. WeвЂ™ve had lots of interest during the last 6 to year through the government that is federal
weвЂ™ve had the Treasury white paper that came away per month ago, we had been both in the FTC yesterday where these were dealing with market financing as well as the OCC, the FDIC, there’s been an array of federal federal government agencies it feels as though evaluating this industry. I would like you to simply gaze to your crystal ball and let me know how will you thinkвЂ¦if we keep coming back together in 2 years time, what kind of regulatory framework will we be running under, what’s going to have changed?
Brian: Well, very first IвЂ™m likely to ask you whoвЂ™s planning to win the elections?
Peter: laughsвЂ¦right, i’ve no idea on this one, that part that isвЂ™s of equation.
Brian: It should not make a difference although the folks who’re taking a look at marketplace financing during the FDIC, during the FTC, during the Treasury Department, most of them are management appointees and it also stands to explanation I think thereвЂ™s been a lot of interest in agencies in getting up to speed on how these platforms work although itвЂ™s not necessarily going to follow that a Trump presidency would be more business friendly than say a Hilary Clinton/Elizabeth Warren type ticket which weвЂ™re hearing about, but to be fair to this and obviously these agencies worked through all sorts of administrations.